Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Homeowners' insurance and flood insurance are typically sold as separate policies. Most flood insurance policies have a 30-day waiting period before they become active. It is difficult to get new ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Home insurance is a contractual agreement between you and your insurance provider. In exchange for monthly or yearly payments, called premiums, the company provides financial protection for your home ...

Understanding home insurance involves comparing policies, assessing coverage needs, and knowing standard exclusions. Essential tips include accurately evaluating replacement costs, considering natural ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

The 2025 hurricane season may be past its peak, but there's still a little over a month of the season left and major Hurricane Melissa is churning through the Caribbean. Of course, hurricane season ...