Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident.

A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Liability-only car insurance may satisfy state requirements and save you money on your policy, but it isn’t right for everyone. Many, or all, of the products featured on this page are from our ...

Find out if you need umbrella insurance.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Timothy Li is a consultant, accountant, and finance manager with an MBA from USC and over 15 ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Car insurance rates started 2026 by falling slightly during January. The national average rate for full-coverage car ...

Full-coverage car insurance refers to a collection of coverages, including liability, collision and comprehensive car insurance. Contrary to popular belief, full coverage car insurance doesn’t cover ...

We evaluated 14 leading insurers to pinpoint which companies offer the best car insurance rates, along with reliable service. We analyzed over 310,000 car insurance rates across diverse driver profile ...