Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Indexed universal life is a lot of things, depending on who you are talking to. An indexed universal life insurance policy is a multipurpose product that helps beneficiaries accomplish a variety of ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

If you're looking to combine life insurance protection with the potential for growth, an indexed universal life (IUL) insurance account could be an option. IUL insurance has several benefits, ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. If you’re in the market for a life ...

Lawsuits by disgruntled customers unhappy with the performance of their indexed universal life policy are nothing new. Insurance company defendants often allege greedy attorneys and overreaching ...

Capital for Life’s IUL Survey 2026 reveals how high-net-worth investors are using Indexed Universal Life for planning, liquidity, and ...

Indexed universal life (IUL) insurance offers the benefit of market gains while building cash value and guarantees beneficiaries a payout upon death. Like other types of universal life insurance, IUL ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...